A5 Courage (the dog) envelope

A fun, spooky-themed scratch-off savings challenge envelope. Comes with 4 collectible shaker charms to mark your progress or decorate your binder. Each space hides a surprise amount to save, turning your budgeting into an interactive game. Track your progress as you scratch off each spot, celebrate your milestones, and watch your savings grow. Perfect for nostalgic fans and collectors of quirky, themed savings challenges.